0% APR financing,
up
to 24 months
Pay over time with 0% APR
We’re excited to partner with Affirm, giving you the flexibility to pay on your terms. Next time you’re shopping with us, just select Affirm at checkout to split up your purchase into monthly payments with 0% APR and no hidden fees.
Buying with
is Simple
For example, a $1000 purchase might cost $42/mo over 24 months starting at 0% APR
Step 1 :
Fill your cart
Select Affirm at checkout
Step 2 :
Fill in your info
Then enter a few pieces of info for a real-time decision
Step 3 :
Choose how to pay
Pick the monthly payment plan you like best.
Step 4 :
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Just select at checkout
Carbon Fold Step-Thru E-Bike
The lightest carbon folding e-bike - just 31 lbs
Carbon Atom E-Bike
The first 750W carbon e-bike
Carbon Fold 2 E-Bike
The Art of Folding, Powered by Carbon.
Carbon Classic E-Bike
Stylish rides that keep you active.
Carbon Classic Step-Thru E-Bike
Relaxed cruiser for everyday city use
Carbon Joy Ultra E-Bike
Light to ride, comfy to cruise, built tough.
Carbon Joy E-Bike
Easy to use, comfy to cruise, built tough.
Carbon Fold 1 E-Bike
Commute. Travel. Store anywhere.
Carbon 1 Pro E-Bike
Stylish rides that keep you active.
Carbon 1 Step-Thru E-Bike
Relaxed cruiser for everyday city use.
Carbon Fusion Pro E-Bike
Built to ride far and tackle trails.
Carbon Fusion GT E-Bike
Long rides made easy and powerful.
Carbon Joy Ultra E-Bike (Low Handlebar)
Joy Ultra,Low Handlebar,comfy to cruise
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications. The 0% APR financing is a special subsidy provided by Urtopia. There will be a 10% cancelling fee if an order made with 0% APR financing is cancelled. Other payments options made through Affirm shall stay unaffected.
FAQs
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
Will I see how much interest I am paying prior to accepting my loan?
Yes! Affirm works hard to be completely transparent. You'll see the amount of interest you'll owe on the terms page and again on the loan confirmation page. If you pay off your loan early, you'll receive a rebate for any interest that hasn't yet accrued.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store. However, according to the policy of the payment method, once a "Buy Now Pay Later“ (BNPL) transaction is "captured", meaning that a loan is approved/processed, a transaction fee of 10% is not refundable. We will send you special notifications of this issue before the cancellation takes effect.
If I return an item, how do refunds work?
A refund posts to your Affirm account if we process your refund request. In the event that we issue you store credit instead of a refund, you are still responsible for paying off your Affirm loan. If you have already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments. *Paid interest - Affirm does not refund any paid interest.
Why was I denied financing by Affirm?
The merchant has no information regarding a customer's financing denial. Affirm strives to offer all credit-worthy applicants financing with Affirm, but isn't able to offer credit in every case. Affirm will send you an email with more details about its decision. Unfortunately, Affirm's decision is final.
